Spring home maintenance can prevent damage your insurance won’t cover

Spring is just around the corner and for many that signals the start of outdoor projects to enhance lawns, gardens and home exteriors. 

• Check and clean gutters to prevent water from backing up into your attic.
• Check the roof.  Look for worn, curled or missing shingles and replace them.
• Repair loose or damaged siding.
• Examine soffit boards (horizontal surfaces under eaves).
• Make sure downspouts slope away from the home and carry water at least five feet from the foundation walls.
• Have a professional inspect your air conditioning system.
• Make sure sprinkler heads are directed away from the house to prevent water build-up near foundation walls.
• Remove clutter from storage areas to reduce fire hazards.
• Examine decks, porches and balconies for weak or broken railings and posts.  Railings should be spaced no more than four inches apart to prevent children from slipping through.
• Caulk and reseal window and door flashing, seals or weather stripping.
• Check the attic for moisture and surface discoloration.
• Check fire extinguishers in your kitchen and garage to make sure they are full and work properly.
• Install special outlets equipped with ground-fault circuit interrupters when outdoor electrical outlets are located near water sources.
• Be sure exterior walls are well painted and sealed.
• Inspect your lawn for rocks or other objects that could be launched from your lawnmower and injure others or damage property.
• Contact your insurance company or agent to review your Homeowners policy to be sure you have the coverage you want and need.