Windstorms: They can strike with a devastating blow

As with many disasters, windstorms can wreak havoc across a region, severely damaging homes, businesses and vehicles.Fortunately, wind damage is covered under standard homeowners and business owners insurance policies. Vehicle owners with optional Comprehensive Coverage in their Auto Insurance are also insured."Insurance companies really show their...

Holiday Prowl: Protect Your Vehicle & Gifts From Parking Lot Thieves

The hustle and bustle of holiday shopping is in full swing around the Northwest. While rushing from store to store, remember you are not the only one looking for a hot deal.Parking lot thieves are on the prowl, aggressively preying on inattentive shoppers hoping to cash in at your expense.If you have optional Comprehensive Coverage on your Auto Insurance...

Kerosene heaters, wood stoves can cost you comfort during cold, winter months

Space heaters and wood stoves are good sources of heat during the cold, winter months. But carelessness and improper use can ruin a festive holiday if safety isn't a priority.According to the U.S. Consumer Product Safety Commission, space heaters and wood stoves are associated with 25,000 fires and 300 deaths annually.Nearly half of the reported fires...

Avoid a financial fumble: Don’t reduce Homeowners or business insurance to match lower market values

In a difficult economy, it may be tempting to save a few dollars by reducing your Homeowners or commercial building insurance coverage to match decreased market values.However, studies show that rebuilding costs have climbed during the recession and lowering coverage may be a risky move.“In past decades, market values were always ahead of rebuilding...